Use Cases

Real scenarios where PayDirect powers programmable crypto settlement across the autonomous economy.

Agent-to-Agent Payments

Autonomous agents exchange value programmatically during multi-step workflows. No human intervention required — agents negotiate, settle, and confirm payments entirely on-chain.

Examples

AI agent pays another agent for data retrieval
Multi-agent workflows with cascading payments
Agent-initiated subscriptions to other agent services

Code Example

// Agent A pays Agent B for a service
const payment = await client.payments.create({
  amount: "2.50",
  currency: "USDC",
  metadata: {
    sender: "agent_alice",
    recipient: "agent_bob",
    task: "data_enrichment"
  }
});

API Monetization

Charge per API call with real-time settlement. Create a payment intent per request, store the receipt, and trigger fulfillment only after settlement. Reconcile using webhook events.

Examples

Pay-per-call API access
Metered usage with automatic billing
Tiered pricing based on consumption

Code Example

// Middleware: charge per API request
app.use("/api/premium", async (req, res, next) => {
  const payment = await client.payments.create({
    amount: "0.01",
    currency: "USDC",
    description: "API call billing",
    metadata: { endpoint: req.path }
  });
  // Await settlement before fulfilling
  await waitForSettlement(payment.id);
  next();
});

Micropayments

Scale microtransaction ecosystems that traditional payment rails cannot handle. Sub-cent settlement at scale, enabling new business models like pay-per-byte, pay-per-inference, and granular content monetization.

Examples

Pay-per-inference for AI models
Content micropayments (articles, data feeds)
IoT device-to-device payments

Code Example

// Micropayment for AI inference
const payment = await client.payments.create({
  amount: "0.001",
  currency: "USDC",
  description: "GPT-4 inference call",
  metadata: {
    model: "gpt-4",
    tokens: 1500
  }
});

Subscriptionless Billing

Recurring or on-demand payments without credit cards or subscription management overhead. Programmable billing schedules that trigger settlement automatically based on usage or time intervals.

Examples

Usage-based billing without subscriptions
Time-interval triggered payments
Consumption-based SaaS billing

Code Example

// Scheduled payment (cron-triggered)
const payment = await client.payments.create({
  amount: computedUsage.toString(),
  currency: "USDC",
  description: "Monthly usage billing",
  metadata: {
    period: "2025-08",
    usage: computedUsage
  }
});

SaaS Platform Integration

Add crypto settlement to your SaaS platform with minimal code changes. PayDirect provides a Stripe-like experience for Web3 — familiar patterns, instant settlement.

Examples

Checkout flows with USDC settlement
Platform marketplace payments
Vendor payout automation

Code Example

// SaaS checkout integration
const payment = await client.payments.create({
  amount: plan.price,
  currency: "USDC",
  description: `${plan.name} - ${user.email}`,
  metadata: {
    planId: plan.id,
    userId: user.id
  }
});
// Redirect to payment page
redirect(payment.paymentUrl);

DAO & Governance Payments

Automate payments triggered by DAO proposals and governance decisions. When a proposal passes, PayDirect settles the payment — no manual treasury management required.

Examples

Proposal-approved grant disbursements
Bounty payouts on task completion
Multi-sig treasury operations

Code Example

// DAO proposal triggers payment
async function onProposalPassed(proposal) {
  const payment = await client.payments.create({
    amount: proposal.budget,
    currency: "USDC",
    description: `Grant: ${proposal.title}`,
    metadata: {
      proposalId: proposal.id,
      dao: "agentdao"
    }
  });
}

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